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Here's What You'll Need to Get Approved

Getting approved for a car you love doesn't need to be a confusing or intimidating process. With options for drivers of all credit scores and payment plans to suite all stages of your life and career, securing a car loan can be quick and simple. We try to approve all applications as quickly as possible, often delivering approvals in as little as 24 hours.

Many buyers also get pre-approved for a car loan, getting pre-approved can streamline the purchasing process even further and allows you to shop for vehicles you know you can afford in advance.

Here's what you should prepare in order to have an easy journey from application to approval.  

Documentation List

When you're ready, we'll need a few things in order to get your car loan approved;

1.

Drivers License

Your government issued identification.

2.

Proof of Employment

Recent paystubs or an employment letter.

3.

Payment Information

A void cheque or pre-authorized debit form

If you need a car and you're not sure about your credit or ability to get approved for a car loan we suggest getting in touch, our helpful and knowledgeable team can supply information and guidance to ensure your car buying experience is a positive one.

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Frequently Asked Questions

What if I don't have good credit?

Don't stress about a less-than-perfect credit score, we know life happens as do our lenders and we're happy to serve drivers who are rebuilding their credit ratings. If you are employed and can service the auto loan you are applying for we can get your auto loan approved.

Will applying for an auto loan hurt my credit score?

When you apply for an auto loan we initially make a soft pull against your credit, this means that the inquiry is noted however should not affect your score. When you sign your auto loan agreements the lender will register the loan and it will appear on your credit statement until the loan is paid off.

How Long Does an Approval Take?

The online application will only take a few minutes. Our team will contact you as soon as possible to get any further information needed, our goal is to have you approved within 24 hours!